The 10 Best Mortgage Brokers in Berlin

BauDarlehen24 suits buyers racing to secure a property, as the Weißensee broker promises financing commitments within 48 hours. It compares more than 520 banks, savings banks and insurers, with fixed-rate periods available for up to 40 years. Each client keeps a personal contact person after the loan is signed, not only until completion. An online rate check and a buy-or-rent calculator help with the first decision, and advice is free and non-binding.

Hüttig & Rompf suits buyers who need a quick answer from the bank, since the broker states that a lending decision usually comes within 24 hours. The Berlin branch on Spichernstraße in Wilmersdorf compares offers from about 600 partner banks and covers purchase, follow-on and bridge financing. Advice is free and can take place at the branch, by phone or by video call. A network of property sales partners can also help if you are still looking.

Interhyp suits buyers who want a broad comparison combined with face-to-face meetings. The branch at Potsdamer Platz, led by Christian Hanke, compares more than 500 lenders and builds KfW and Berlin IBB funding into the financing plan. Advice is offered in English, at the branch, by phone or by video. The first consultation is free and the comparison carries no extra cost, so it costs nothing to get a benchmark offer.

This Baufi24 branch in Oberschöneweide suits people who can only talk about money before or after work, as its advisers take appointments from 8:00 and some after 20:00. Branch manager Jens Diehl and two of his senior advisers list English among their languages. Baufi24 compares rates from more than 600 banks and checks funding options such as KfW programmes. Meetings take place at the office on Edisonstraße or by video.

Hypofriend suits English-speaking buyers who are comfortable handling most of the process online. The Berlin broker, founded in 2017, compares offers from around 750 lenders and runs consultations through its own video tool, with phone appointments as an alternative. Its website is fully available in English and includes calculators for affordability, renting versus buying and repayments. Advice is free, as lenders pay the commission when a loan goes through.

Your German Mortgage is built for expats, with English-speaking advisers from the MLP financial advisory group working near Berlin Hauptbahnhof. A first assessment can be requested by email without entering all your personal data online, and the answer comes the same day. The team knows which banks lend to EU Blue Card holders, some of which ask for a 20 percent deposit plus purchase costs. Meetings run by video, and the service is free for the client.

Roth Finanz suits owners whose finances have changed, for example after a separation, since restructuring existing loans in that situation is one of its stated services. The bank-independent broker, run by Beatrix Roth, works from headquarters on Marzahner Chaussee and a second office on Kaiserdamm. It handles purchases, new builds, follow-on loans and KfW funding, and can arrange building and contents insurance at the same time. Advice is free, with the bank or insurer paying commission.

Justhome suits buyers who like to watch rates before committing, with an interest rate alert and a rate chart alongside its loan comparison. The Berlin broker compares conditions from more than 700 banks and issues financing confirmations, which strengthen an offer on a flat. Its website has an English version. Phone advice runs on weekdays from 9:00 to 19:00, and the service is free for buyers.

Mein Finanzkonzept suits buyers who prefer one adviser with a banking background: founder Robert Lohdau spent 14 years at Deutsche Bank as a private banking adviser and mortgage credit decision-maker. From Schönhauser Allee in Prenzlauer Berg he arranges purchase loans, follow-on and forward loans and debt restructuring with up to 400 partner banks. A separate English-language website explains the service. Meetings take place in person in Berlin or by video.

My Mortgage Germany suits newcomers who want the whole process in English, as its advisers are native English speakers and its founders are expats themselves. The Friedrichstraße broker lists Blue Card holders, EU citizens and residents under the SOFA agreement among its clients. It states that it works with over 400 lenders and holds a licence as a mortgage intermediary under section 34i. After an online questionnaire, the team handles the paperwork and the application.